In today’s fast-paced world, managing your finances on the go is a necessity. Bank of Baroda (BOB), one of India’s leading public sector banks, has made banking simpler and more accessible with its BOB WhatsApp Banking service.

By using the BOB WhatsApp number, you can perform a variety of banking tasks right from your smartphone, anytime, anywhere. Whether you’re checking your account balance, requesting a chequebook, or exploring loan options, BOB’s WhatsApp Banking offers a seamless and secure experience.
What is BOB WhatsApp Banking?
BOB WhatsApp Banking is a digital banking service that allows Bank of Baroda customers to access a range of banking services directly through WhatsApp. Launched to cater to tech-savvy customers, this service provides a convenient way to manage your finances without visiting a branch or logging into a mobile banking app.
From balance inquiries to mini statements and debit card management, the BOB WhatsApp number connects you to a virtual banking assistant powered by AI, making banking quick and hassle-free.
This service is available 24/7, supports both English and Hindi, and is accessible to both domestic and NRI customers in select countries. Whether you’re a busy professional, a student, or an NRI managing accounts from abroad, BOB WhatsApp Banking brings banking to your fingertips.
Why Choose BOB WhatsApp Banking?
Before we get into the nitty-gritty of how to use it, let’s talk about why BOB WhatsApp Banking is a game-changer:
- Convenience: Access banking services anytime, anywhere, using an app you already use daily—WhatsApp.
- No Extra Cost: The service is free, though standard data charges from your telecom provider may apply.
- Secure Banking: With two-factor authentication and end-to-end encryption, your data stays safe.
- Global Access: NRI customers can use international numbers from supported countries.
- User-Friendly: The bilingual interface (English and Hindi) and simple menu make it easy for everyone to use.
Now, let’s get started with how you can set up and use this service.
How to Register for BOB WhatsApp Banking
Getting started with BOB WhatsApp Banking is super easy and takes just a few minutes. Follow these step-by-step instructions to register:
Step 1: Save the Official BOB WhatsApp Number in your phone
The official BOB WhatsApp number is +91 8433888777. Save this number in your phone’s contact list. To ensure you’re interacting with the genuine Bank of Baroda account, look for the blue tick next to the number, which indicates a verified business account. This step is crucial to avoid scams or fraudulent numbers.
Step 2: Start the Conversation
Open WhatsApp and send a simple “Hi” to the saved BOB WhatsApp number (+91 8433888777). Make sure you’re using the mobile number registered with your Bank of Baroda account. If you’re an NRI, ensure your international number is from a country where the service is available.
You can also start the conversation directly by clicking this link: https://wa.me/918433888777?text=Hi. This will open WhatsApp and automatically send “Hi” to the bank’s number.
Step 3: Agree to Terms and Conditions
Once you send “Hi,” you’ll receive a welcome message from Bank of Baroda, along with a menu of available services. You’ll also be prompted to accept the Terms and Conditions of BOB WhatsApp Banking. This may involve a quick OTP (One-Time Password) verification to confirm your identity. Follow the instructions provided in the chat to complete the registration.
Step 4: Explore the Services
After registration, a menu will appear with various banking options. You can select the service you need by typing the corresponding keyword or number. For example, type “Accst” for a mini statement or “Chqbook” to request a chequebook.
That’s it! You’re now ready to use BOB WhatsApp Banking for all your banking needs.
Services Available on BOB WhatsApp Banking
The BOB WhatsApp number offers a wide range of services to make your banking experience smooth and efficient. Here’s a look at some of the key features:
1. Balance Enquiry
Need to check your account balance? Simply select the Balance Enquiry option from the menu or type “Balance.” You’ll instantly receive your current account balance, helping you stay on top of your finances.
2. Mini Statement
Want a quick overview of your recent transactions? Use the Mini Statement feature to view the last five transactions in your account. This is perfect for tracking your spending without downloading a full statement.
3. Cheque Status Enquiry
Track the status of issued cheques with the Cheque Status Enquiry option. This feature lets you know whether a cheque has been cleared, stopped, or is still pending.
4. Chequebook Request
Running low on cheques? You can request a new chequebook directly through WhatsApp by selecting the Chequebook Request option. The bank will deliver it to your registered address.
5. Debit Card Blocking
Lost your debit card? Don’t panic! You can instantly block your debit card by choosing the Debit Card Blocking option. This ensures your account stays secure.
6. Non-Customer Services
Even if you’re not a Bank of Baroda customer, you can use the BOB WhatsApp number to explore banking products, locate ATMs or branches, and inquire about loans or credit cards. This makes it a great tool for potential customers too.
7. Other Services
- Loan Information: Get details on personal, home, car, or education loans, including interest rates and eligibility.
- ATM/Branch Locator: Find the nearest Bank of Baroda ATM or branch.
- Opt-Out Option: If you don’t want to receive promotional messages, you can opt out of push notifications.
Note that BOB WhatsApp Banking does not support payment transactions (like UPI payments). For those, you’ll need to use the bank’s mobile app or net banking services.
Tips for Safe and Effective Use of BOB WhatsApp Banking
While BOB WhatsApp Banking is designed with robust security features, it’s always good to take precautions to protect your account. Here are some tips to ensure a safe and smooth experience:
1. Verify the Official Number
Always use the verified BOB WhatsApp number (+91 8433888777) with the blue tick. Scammers may try to impersonate the bank, so double-check the number before sharing any details.
2. Keep Your Registered Nummer Updated
Ensure the mobile number linked to your Bank of Baroda account is up to date. If you change your number, visit a branch or update it through net banking to avoid disruptions.
3. Secure Your Device
Lock your phone with a PIN, pattern, or biometric authentication to prevent unauthorized access. If you lose your phone, contact Bank of Baroda immediately at their toll-free number 1800-5700 to deactivate WhatsApp Banking.
4. Use Shortcut Keywords
To save time, use shortcut keywords like “Accst” for mini statements or “Chqbook” for chequebook requests. The bank’s chatbot will guide you with the right keywords.
5. Be Cautious with Links
Only click on links provided by the official BOB WhatsApp number or the bank’s website (www.bankofbaroda.in). Avoid sharing personal details or clicking on suspicious links.
Benefits of BOB WhatsApp Banking for Different Users
BOB WhatsApp Banking is designed to cater to a wide range of users, making it a versatile tool for everyone:
- Busy Professionals: Manage your finances on the go without visiting a branch.
- Students: Check your balance or request a chequebook without needing a separate banking app.
- NRI Customers: Access banking services from abroad using an international number (in supported countries).
- Non-Customers: Explore Bank of Baroda’s offerings, such as loans or credit cards, before opening an account.
How to Get Help with BOB WhatsApp Banking
If you face any issues or have questions about BOB WhatsApp Banking, Bank of Baroda offers multiple support channels:
- Toll-Free Number: Call 1800-5700 for domestic customers or +91 79-66296009 for NRI customers.
- Visit a Branch: Head to your nearest Bank of Baroda branch for in-person assistance.
- Official Website: Check www.bankofbaroda.in for more details on WhatsApp Banking and other services.
- WhatsApp Terms: For information on WhatsApp’s privacy policy, visit https://www.whatsapp.com/legal/privacy-policy.
Conclusion
BOB WhatsApp Banking is a fantastic way to simplify your banking tasks while staying secure and connected. By saving the BOB WhatsApp number (+91 8433888777) and sending a quick “Hi,” you can unlock a world of banking services right from your WhatsApp chat.
Whether you’re checking your balance, requesting a chequebook, or exploring loan options, this service makes banking effortless and convenient. Follow the steps outlined above, keep security in mind, and enjoy the ease of banking at your fingertips. Try BOB WhatsApp Banking today and experience the future of digital banking.