BOB Saving Account Open Online: Opening a Bank of Baroda (BOB) Savings Account online is now simpler than ever. With just a few clicks, you can open your account from the comfort of your home without visiting a branch. This article explains the complete process, eligibility, benefits, and documents required to open a BOB savings account online.
Overview – Bank of Baroda Savings Account
Bank of Baroda is one of India’s leading public sector banks, offering a variety of savings accounts designed for different customer needs. Whether you are a student, salaried person, or senior citizen, BOB provides multiple account types with attractive interest rates and digital banking facilities.
Documents Required
To open your account, keep the following documents ready:
- Aadhaar Card
- PAN Card
- Passport-size Photo
- Signature (scanned copy)
- Proof of Address (if different from Aadhaar)
HDFC બેંકમાંથી 50,000 હજાર રૂપિયાની પર્સનલ લોન, જાણો સંપૂર્ણ માહિતી
BOB Savings Account Interest Rate
Bank of Baroda offers attractive interest rates on savings balances.Up to ₹1 lakh: 2.75% p.a.Above ₹1 lakh to ₹10 lakh: 2.85% p.a.Above ₹10 lakh: 3.05% p.a.
Key Benefits of BOB Savings Account
- Zero balance account options available for students and digital customers
- Free BOB debit card with cashback and offers
- Internet and mobile banking access 24×7
- Instant fund transfer via UPI, NEFT, and IMPS
- Automatic FD sweep-in feature for higher earnings
- Paperless account opening through video KYC
How to Open BOB Savings Account Online
Follow these easy steps to open your BOB savings account online:
- Visit the Official Website:
Go to www.bankofbaroda.in. - Select ‘Open Savings Account’:
On the homepage, choose the ‘Savings Account’ option. - Choose Account Type:
Pick your preferred savings account type – Regular, Digital, Student, or Senior Citizen. - Fill in Your Details:
Enter your name, mobile number, email ID, and Aadhaar/PAN details. - Complete Video KYC:
Schedule or complete a video KYC verification process. Keep your PAN and Aadhaar card ready. - Get Account Details:
After successful verification, you’ll receive your account number and welcome kit digitally or by post.
Eligibility Criteria
To open a BOB savings account:
- You must be an Indian resident
- Age must be 18 years or above (for minors, guardians can apply)
- Must hold a valid Aadhaar and PAN card
BOB Mobile Banking App
Once your account is active, download the Baroda M-Connect Plus or BOB World App to manage your account, check balance, transfer funds, pay bills, and more — all from your smartphone.
