SBI Pasu Palan Loan 2025 : The State Bank of India (SBI) offers a special financial scheme known as the SBI Pasu Palan Loan, designed to support farmers, dairy owners, and rural entrepreneurs involved in animal husbandry, dairy farming, poultry, goat farming, and cattle rearing. This loan aims to promote rural development and self-employment by providing easy access to affordable credit.
What is SBI Pasu Palan Loan?
The SBI Pasu Palan Loan is a livestock development loan under the Agriculture Finance category. It helps farmers buy dairy animals, construct sheds, purchase feed, and manage other expenses related to animal care and productivity. The loan is a part of SBI’s larger initiative to strengthen India’s agriculture and allied sectors.
અટલ પેન્શન યોજના: મળશે રૂપિયા 5000 નું મહિને પેન્શન. , વાંચો સંપૂર્ણ માહિતી
Key Features of SBI Pasu Palan Loan
| Feature | Details |
|---|---|
| Scheme Name | SBI Pasu Palan Loan (Animal Husbandry Loan) |
| Loan Type | Agricultural Term Loan |
| Eligible Beneficiaries | Farmers, Dairy Owners, Self-Help Groups (SHGs), Entrepreneurs |
| Purpose | Purchase of cattle, buffaloes, goats, poultry birds, and animal feed |
| Loan Amount | Based on number of animals & repayment capacity (usually ₹50,000 to ₹10 lakh) |
| Interest Rate | As per SBI Agriculture Loan rates (generally 8%–11% p.a.) |
| Repayment Tenure | 3 to 5 years (can vary based on project size) |
| Collateral | May not be required for small loans under ₹1.6 lakh (as per RBI norms) |
| Subsidy | Available under NABARD / Government schemes if applicable |
| Processing Fee | Nominal or waived for small farmers |
| Insurance | Livestock insurance mandatory for loaned animals |
Benefits of SBI Pasu Palan Loan
- Boosts rural income by promoting dairy and livestock businesses.
- Low interest rates with flexible repayment options.
- Support from NABARD and government subsidy schemes.
- Easy documentation and quick loan disbursement.
- Livestock insurance coverage to safeguard against animal loss.
Eligibility Criteria
To apply for the SBI Pasu Palan Loan, applicants must meet the following conditions:
- Should be an Indian citizen engaged in dairy or animal farming.
- Must have a valid identification proof and proof of livestock ownership or intent to purchase.
- Should have sufficient land or shed to maintain the animals.
- Must provide a viable business plan or project report
Required Documents
| Document Type | Examples |
|---|---|
| Identity Proof | Aadhaar Card, PAN Card, Voter ID |
| Address Proof | Ration Card, Electricity Bill, Bank Passbook |
| Business Proof | Dairy license / Registration / Veterinary Certificate |
| Land / Shed Proof | Land documents or lease agreement |
| Bank Statement | Last 6 months (if applicable) |
| Project Report | Detailed cost and income estimate for dairy/animal farm |
Types of Activities Covered
- Dairy farming (cows, buffaloes)
- Goat and sheep rearing
- Poultry farming
- Pig farming
- Fisheries and allied livestock projects
How to Apply for SBI Pasu Palan Loan Online & Offline
Offline Application:
- Visit your nearest SBI branch.
- Collect and fill the Agriculture Loan Application Form.
- Submit required documents and a project report.
- Bank officials will verify your proposal and sanction the loan.
Online Application:
- Visit the official website – https://sbi.co.in
- Go to Agriculture → Allied Activities → Animal Husbandry Loan.
- Fill in your basic details and submit your request.
- The bank representative will contact you for further processing.
Government Subsidy on Animal Husbandry Loans
Farmers availing loans for animal husbandry may be eligible for subsidy support under NABARD, Dairy Entrepreneurship Development Scheme (DEDS), or state-level livestock programs. Subsidy percentage usually ranges between 25% to 35%, depending on the category and area.
SBI Pasu Palan Loan Customer Care
For more details or to check eligibility, contact:
- Toll-Free Numbers: 1800 1234 / 1800 2100 / 1800 425 3800
- Official Website: https://sbi.co.in
| Apply online | click here |
Conclusion
The SBI Pasu Palan Loan 2025 is a reliable financial solution for farmers and entrepreneurs aiming to grow their livestock or dairy business. With affordable interest rates, flexible repayment, and subsidy support, it plays a vital role in strengthening India’s rural economy and promoting sustainable agriculture
